1. Agreement to Terms

By using Avaris Union’s online banking services, you agree to these Terms and Conditions, which may be updated from time to time. If you do not agree to these terms, do not use the online banking service.

2. Eligibility

To use Avaris Union’s online banking service, you must:

• Be a registered customer of Avaris Union.
• Have an active and valid account.
• Be at least 18 years of age or the age of majority in your jurisdiction.

3. User Account and Security

You are responsible for maintaining the confidentiality of your login credentials and any activities that occur under your account. Avaris Union will never ask for your password or PIN through email or phone. If you receive such requests, report them immediately.

You agree to notify Avaris Union immediately of any unauthorized use or security breach of your account.

4. Services Provided

Avaris Union’s online banking service allows you to:

• Check account balances.
• Transfer funds between accounts.
• Pay bills.
• Access account statements.
• Set up and manage alerts.

We may add or remove services at any time at our discretion, with or without prior notice.

5. Privacy

Your privacy is important to us. We will handle your personal information in accordance with our Privacy Policy. By using the online banking services, you agree to the collection, use, and sharing of your information as outlined in our Privacy Policy.

6. Transaction Limits

Avaris Union may set limits on the number or value of transactions you can make using the online banking service. We reserve the right to limit or refuse any transaction without prior notice for security reasons.

7. Fees and Charges

Certain online banking services may incur fees. You agree to pay any applicable fees as outlined in our Fee Schedule. Fees are subject to change, and any changes will be communicated to you in advance.

8. Transaction Authorization

You are responsible for ensuring the accuracy of all transaction details before submission. Avaris Union is not liable for any incorrect or unauthorized transactions made through your account.

9. Liability for Unauthorized Transactions

If you believe an unauthorized transaction has occurred, notify Avaris Union immediately. You may be liable for any losses if you fail to notify us within a reasonable time after discovering the unauthorized use.

10. Service Availability

While we strive to provide uninterrupted access to the online banking service, there may be times when the service is unavailable due to maintenance, technical issues, or other reasons beyond our control. Avaris Union is not liable for any loss or inconvenience caused by service disruptions.

11. Security Measures

Avaris Union employs various security measures to protect your information. However, you acknowledge that there are risks associated with using online banking services, and we cannot guarantee the complete security of data transmitted over the internet.

12. Termination of Service

Avaris Union reserves the right to terminate or suspend your access to online banking services at any time, for any reason, including if we suspect fraudulent activity or violation of these terms.

13. Third-Party Services

Our online banking service may include links to third-party websites or services. Avaris Union is not responsible for the content, privacy practices, or policies of third-party websites. Use of such services is at your own risk.

14. Dispute Resolution

In case of any disputes arising from the use of online banking services, you agree to attempt to resolve the issue with Avaris Union before pursuing legal action. Any unresolved disputes will be subject to binding arbitration in accordance with the laws of [Your Jurisdiction].

15. Modifications to Terms

Avaris Union reserves the right to modify these terms and conditions at any time. You will be notified of significant changes through email or by a notice on our website. Your continued use of the online banking service after such changes indicates your acceptance of the modified terms.

16. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of [Your Jurisdiction]. Any legal actions must be filed in the courts of [Your Jurisdiction].

Contact Information

If you have any questions or concerns regarding these terms, please contact Avaris Union at:

• Email: support@avarisunion.com
• Live Chat: Available via our website.
• Mailing Address: 4140 Parker Rd. Allentown, New Mexico 31134